Our Services
The Financial Conduct Authority does not regulate some forms of Buy to Lets
Your home/property may be repossessed if you do not keep up repayments on your mortgage
We are proud to offer an array of services spanning the entire mortgage lifecycle.
Whether we join you at the beginning of your search or simply offer some guidance after completion, we’ll deliver all advice with the same care and personal attention to detail.
If you feel you might need our support, you can always book in a no-obligation chat now:
First-Time Buyer Mortgages
We offer a well-needed listening ear to anyone buying their first home. Our trusted advisors can join you for every step, delivering advice that makes sense.
With access to over 100 lenders, we will search the market on your behalf, compare rates, identify the right deal, check you can borrow enough, and finally, complete your application.
Our primary mission is to get you on the property ladder, but parallel to this is a desire to help you do so with confidence and excitement.
Home Mover Mortgages
Moving home when you already have a mortgage in place can present a multitude of possibilities.
With our help, we’ll ensure you understand the pros and cons of every option before any big decisions are made.
We’ll then guide you through the process, offering bespoke support at any time – either directly or on your behalf – to ensure your next move is a stress-free as possible one.
Remortgaging
Whether your current interest rate is ending soon or you would like to raise some extra money, people remortgage their properties for a host of reasons, but it can still feel like a grey area.
With our dedicated support, we’ll take the time to understand what you are looking for before securing the right deal for your future.
Buy-to-Let
Even if the property you buy isn’t where you’ll set up roots, it’s still imperative you secure the most appropriate mortgage. After all, it’s an investment you want to reap the rewards from.
That’s why our expert advice stretches beyond residents, helping landlords navigate their way to a mortgage that works for everyone.
Specialist Mortgage Advice
Self-employed? Complex income? House in multiple occupation? A unique circumstance that’s left you feeling alone?
Our confidential, legible, and stripped back advice is tailored to you.
Mortgage Protection
There is no obligation to take any of the protection policies that I recommend, however it is our role to make sure you and your family understand the options available to you ,if you were suddenly unable to work due to serious illness, or sadly passed away.
When you take out a mortgage, you’re making a long-term financial commitment—and protection helps make sure that commitment can still be met, even if life throws you a curveball.
It’s not something anyone likes to think about, but having the right cover in place means you’re planning responsibly and protecting what’s likely to be your biggest financial asset: your home.
There are different types of protection policies, they can either help cover your mortgage payments or pay off the mortgage entirely.
Read What Our Clients Say
Here's what they've had to say:
“I wouldn't just recommend Nicola, I'd implore anyone looking for a mortgage, rate change, life insurance to use her. She is highly efficient and professional, and she is willing to fully support you from start to finish. I'll continue to use her for any mortgage related things, because I have seen how incredible she is at her job. Not to mention my friends have also taken her details because of what they've seen her do for me. Thanks for everything Nicola, you have been an absolute pleasure.”
April 2025
"I can highly recommend Nicola for her knowledge of the market, her professionalism and customer service was excellent. She helped me through the whole process and was genuinely happy to engage me with on all aspects of the mortgage process. She will always be my go to mortgage advisor."
June 2025